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Thursday 22 September 2016

AMEX STILL Giving 25K Welcome Bonus For Repeat Customers!

Despite the claim AMEX Canada had made back in January 2016 (I believe) that only new customers that have never had the personal gold can get the welcome bonus, they are STILL giving 25K welcome bonus miles for their personal gold card, with the annual fee waived for the first year.  Now true, I do get a referral bonus for getting you to sign up for it through my link, but I'd really appreciate it considering the information I'm giving and that I'm happy to give you my advice on how to achieve your personal vacation goals--just email me and I'll give you personal advice on how to most quickly achieve your personal vacation goals. See below for more info about the AMEX and the links!
Read the story below the pics that have the links embedded to apply.
American Express® Gold Rewards CardClick the link in the pic
STILL AVAILABLE FOR NOW: 25,000 Membership Rewards with the link above after hitting the spending threshold (only $1500 in 3 months).  That's worth 12.5K SPG points that can now be switched at triple the value to 37.5K Marriott points!  Love the 2x the points on gas, grocery, and pharmacy purchases and the annual fee waived the first year--that's like 25K Aeroplan or Avios miles for FREE.
THE PLATINUM CARD®Click the link in the pic
Limited Time Offer: 60,000 Membership Rewards (instead of 50,000) ONLY with the link above after hitting the spending threshold (ONLY $1K in 3 months) but beware: it comes with a $699 annual fee that is NOT waived the first year.  That's worth 30K SPG points (if converted) and 90K Marriott points when transferred between the two systems since they offer the switch for free!  If it's the benefits you're looking for, including AMEX Centurion Lounge access and $200 each year (that's $400 for the first 12 month year) in airline reinbursement fees, this card may be for you.

American Express® Business Gold Rewards Card 
40,000 not 30,000 Membership Rewards with the link above after spending $5K in 3 months.  Annual fee waived the first year.  That's worth 20K SPG points or 60K Marriott points!
The Business Platinum CardTM from American Express®
Limited Time Offer: 75,000 instead of 40,0000 Membership Rewards ONLY with the link above after spending $5K in 3 months.  That's worth 37.5K SPG points through converting it on the AMEX website, or 112.5K Marriott points through the SPG/Marriott merger for free!  While the fee on the AMEX isn't waived, you DO get lounge access (not Centurion Lounge) at airports around the world, including Pearson, and the $399 fee is a right off for many, and for those who it isn't, you can pay off the fee in a sense with your points--that way, you spend 40K points to cover the annual fee (through using your points to pay for items in lieu of the $399) and keep 35K!
Read below for more info on AMEX:
During a conversation with an AMEX rep, I learned some interesting inside information about changes coming to AMEX Canada.  Anyone who travels in the US or online to US websites can see that AMEX is accepted pretty much everywhere in the States, but everyone here in Canada knows it’s a washout.  After losing 8% of their profits when Costco divorced AMEX when Capital One offered them a better deal, not charging a per transaction fee, only the regular 2% (or so)  Mastercard charges.
Well, in the States, AMEX will now be accepted at Sam’s Club Warehouses–not exclusively like they had with Costco, but nonetheless, it will help them stay competitive, but what about here in Canada?
Apparently, over the next few months, AMEX will be changing how it offers the card to its merchants.  Somehow, they will offer merchants something that amounts to a lower percentage so that small businesses can afford to offer the AMEX card at about the same levels of charges as Mastercard and Visa, without compromising on its profit like it.  As it was explained to me, it will allow merchants to be non-official merchants, so that they can offer AMEX without the higher fees that AMEX normally charges merchants.  It’s confusing and unclear but these changes are coming over the next few months.
What that means for us is a more competitive card!  Whether it’s the AMEX Gold or Platinum Rewards Personal or Business card, they will be accepted at a LOT more places–and with AMEX Membership Rewards points, you’re much better off at switching the points to Aeroplan (instantly) or to Avios (within about 2 days).  That way, you can decide, based on availability and where the routing will cost you the least in fuel surcharges, which point system you wish to switch your points into.  Back in March, AMEX was offering a 25% bonus when switching your points to British Airways Avios, part of the One World Alliance, which includes many different airlines around the world, with lower taxes on tickets (if not actually flying on British Airways but on an Alliance member flight such as US Airways), cancellation fees that are more flexible than Aeroplan (24 hours notice as opposed to 33 days).
Now just might be the time to get an AMEX card!  If you have a business card with AMEX, you can put pressure on AMEX to truly bring these changes to fruition.  By cancelling your AMEX Business Gold and telling them why (not accepted at Costco and too many other merchants), they may offer you 7K Membership Rewards (MR) points or more to stay and pay the annual fee when it comes up, but you’d be better off cancelling the card, and if the changes go through, reapplying using the link above, and getting the welcome bonus of 40K Membership Rewards points after spending $5K in 3 months.  That can be transferred into 40K Aeroplan points or Avios points–and if you have MR points, don't be surprised if AMEX once again offers a conversion to Avios deal, likely again to be a 25% bonus when switching your points from MR to Avios.
They’ll also waive the annual fee the first year.  A little known fact is that the welcome bonus is STILL available but only for the AMEX Business cards and a personal gold or platinum if you've never gotten the welcome bonus before.  Remember, you can apply for the card if you have ANY business–self-proprietors without a tax number are accepted, even if you have a business that is on the side–you include ALL your income when answering the question about your business.
Go over the  benefits carefully.  Remember, the Platinum Business has a $399 annual fee while the personal version has a $699 fee, but the benefits, especially for the personal card, are what you’re paying for, especially if you travel a lot.  And the $699 is cushioned by a $200 travel credit that you get each year, so for the first year of your AMEX Platinum person account, you'll get $400 cashback on travel, making the cost for 75K points (this limited time deal) costing you only $299, plus all the lounge access and concierge treatment you'll get with the card.  For example, access to lounges including free lounge access to the AMEX Centurion lounges, including the one at Pearson.
Get the card for yourself and your spouse and you'll get 75K, you can refer him/her and get 25K for the referral and s/he will get 75K as well--that's 175K AMEX points which will take you and your spouse far--80K Aeroplan x 2 to go to Israel, 7 return trip tickets across the US/Canada are two examples of what these points will give you!
For more info, search through the search box on my website for more info on the different cards!

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