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ALERT: The 75K Points Welcome Bonus Is Back! Click here for more info..

Do you have questions, comments or suggestions? Please click here.

Click on any icon below for more information:

Sunday, 2 June 2019

HURRY! TD Aeroplan Points Glitch--35K FREE POINTS!!

If you already got approved for the TD Aeroplan Infinite Visa for 30K points, stay tuned and read the rest of this article to get another 5K Aeroplan points!
For months, TD Canada Trust has been offering the TD Aeroplan Visa Infinite card with a 30K Aeroplan bonus--15K upon approval and 15K upon spending $1K in 3 months, but for some reason, they are currently offering 35K--15K upon approval and 20K upon spending $1K in 3 months, instead of 15K.
The card offers other great benefits which are unusual, probably because Aeroplan is getting swallowed up by Air Canada again next year, because of the uncertainty and many people being frustrated with the lack of Aeroplan availability for flights without paying massive fuel surcharges or ridiculous taxes flying out of Pearson.
Anyway, if you haven't yet applied, apply through this link or the one embedded into the Visa pic at the top (I'm not getting anything for it).  It may be gone by tomorrow!
If you HAVE applied call TD Easyline and speak to their credit services dept.  If you get someone like I got tonight, he'll go speak to a supervisor (the second supervisor approved the extra 5K to post to my account in a few days).
The offer is the same--trip cancellation, yadda yadda, but this Infinite Visa includes a free checked piece of luggage on all Aeroplan bookings!!  It also includes priority check in!  This is highly unusual for a card with a $120 annual fee (only being charged next year as it's waived the first year).
If you have a TD business account, and haven't yet applied for the TD Aeroplan business card, offering 45K with the annual fee waived, you have until tonight to apply!  Click here. BUT they may offer a sweeter deal tomorrow.  Stay tuned!

Wednesday, 30 January 2019

Last Chance To Get Your Money's Worth With The MBNA 2% World Elite

If you have the MBNA 2% World Elite card, you may know that starting tomorrow, you will earn about 1.75% with a higher annual fee than before, but what you may not know is that any points you've earned is cut in value tomorrow, meaning if you want a statement credit or a cheque in lieu of your points, DO IT TONIGHT before you lose 0.25% of your points!

Monday, 5 November 2018

HOT!! Toronto-Tel Aviv non-stop on El Al's New Dreamliner for $600USD Return!

If you're looking to fly Toronto to Tel Aviv for only $600.19 USD return, you can book it now before it's gone!  Premium Economy is going for $1105 and business is going for $2669!  
You can book on Priceline so that you can cancel by 11:29pm the next business day at no penalty!
To book on Priceline, click here:
Here's the dates for each class.  Other dates may be available:
From Toronto in economy:
January 1, 3, 6, 8, 10, 13, 15, 17, 20, 22, 24, 27, 29, 31
February 3, 5, 7, 10, 12, 14, 17, 19, 21, 24, 26, 28
March 3

From Tel Aviv in economy:
January 13, 15, 17, 20, 22, 24, 27, 29, 31
February 3, 5, 7, 10, 12, 14, 17, 19, 21, 24, 26, 28
March 3, 5, 7, 10, 12, 24, 26
April 23
May 2, 5, 7, 9, 12, 14, 16, 19, 21, 23, 28, 30
June 2


In premium economy:

From Toronto:
January 13, 15, 17, 20, 22, 24, 27, 29, 31
February 3, 5, 7, 10, 12, 14, 17, 19, 21, 24, 26, 28
March 3


From Tel Aviv:
January 20, 22, 24, 27, 29, 31
February 3, 5, 7, 10, 12, 14, 17, 19, 21, 24, 26, 28
March 3, 5, 7, 10, 12, 14, 17, 19, 24, 26, 28, 31
April 4, 9, 11, 18, 21, 23, 30
May 2, 5, 7, 9, 12, 14, 16, 19, 21, 23, 26, 28, 30
June 2


In business class:

From Toronto:
January 1, 3, 6, 8, 10, 13, 15, 17, 20, 22, 24, 27, 29, 31
February 3, 5, 7, 10, 12, 14, 17, 19, 21, 24, 26, 28
March 3


From Tel Aviv:
January 10, 13, 15, 17, 20, 22, 24, 27, 29, 31
February 3, 5, 7, 10, 12, 14, 17, 19, 21, 24, 26, 28
March 3, 5, 7, 10, 12, 14, 17, 19, 21, 24, 26, 28, 31
April 2, 4, 7, 9, 11, 14, 16, 18, 21, 23, 28, 30
May 2, 5, 7, 9, 12, 14, 16, 19, 21, 23, 26, 28, 30
June 2

Monday, 29 October 2018

The NEW AMEX SPG is Still TOTALLY Worth Getting


While Marriott WAS giving 3x the points for SPG points earned in any way (credit card transactions with the SPG card or for paid stays at SPG properties), until August of this year, now they're only offering double the points.  Be it that it's the only way to directly earn SPG/Marriott points, whether it's for business or personal needs, it still comes with a 50K SPG point welcome bonus after spending $3K in 3 months.
The good news is that tons of properties have gone down in category numbers for using points to stay there, while the number of points for a category have gone a little bit.  For example, the Residence Inn Amherst (NY) and the Residence Inn New Rochelle (just outside NYC) both used to be a category 5 (25K points per night) and are now a category 3 (which used to mean 15K, but now is 17.5K, still 7.5 points less per night!). I've found MANY hotels in southern Florida that used to be higher categories and have moved down as well.  With an AMEX Platinum Business card, you get Gold status that makes you eligible for upgrades, including to a 2 bedroom suite with 2 bathrooms, based on availability.
50K Welcome bonus plus the $3K of spending will score you 56K points.
With the 5th night of any stay free, be it booked on points or cash, a 5 night stay at a category 3 will cost you 68K points.  That is still 12K points short of a 5 night stay at a category 3, but if you refer someone to the card, you'll get 10K points and if it's your life partner, they are eligible for the 50K welcome bonus points as well.  56K x 2 plus the 10K point referral bonus will earn you 112K, enough for a week's stay as you can call Marriott after booking a stay and ask to have the points transferred over to your account to cover that stay.
It comes every year with a free certificate to for one night at any Marriott property, up to a 35K (around category 7).  That's a phenomenal certificate, and better than it used to be when the Chase Marriott Canada card would offer it. 
While it does charge a forex fee when using it outside Canada, it does, in a sense, give you more points than even the US version of the card.  The US version gives 1 SPG (2 Marriott) points per US dollar spent, while our card gives you the same for each CDN dollar spent, about 30% better.  This is noticeable if you use the card outside Canada.
If you need ideas on how to spend $3K on an AMEX card in 3 months, see below.
  • hardware stores
  • pharmacies
  • Metro & Sobeys
  • online purchases, that include Masterpass (A mastercard pay system that accepts AMEX)
  • car rentals
  • any type of travel expense
  • groceries through (click here) Yesodei Hatorah (to credit the Lindo family towards how mich they need to spend on grocery card would be nice but YOU get them.  Either you can pick them up from the school or I've heard that for a minimum purchase, they deliver it to your home for free).


Sunday, 28 October 2018

HOT! Fly JFK to Joberg through Nairobi for $349USD!

Yes, you will have to find your way to JFK, but at $349USD, taxes in to Johannesburg, South Africa, it's a great deal on Kenyan Airways.  You can always try other dates on the Matrix ITA Software or Google Flights (though I find Google flights doesn't list the lowest price for this routing, and Matrix many times, gets the price wrong), Here's the dates with the links through the Delta website...

HOT!! JFK to Nairobi, Kenya for $242USD!!

You can book a flight from JFK to Nairobi for $242USD.  The following dates are available:
Consider going to Nairobi for the days leading up to Pesach, and then flying to South Africa for a dirt cheap resort (compared to elsewhere with the Rand in the toilet) for Pesach.
Unfortunately, I cannot seem to see a similar price out of Toronto as Kenyan Airways (which is the airline you'll be flying on) does not fly out of Toronto.
The booking is through the Delta website, and you have up to 24 hours after you book it to cancel so you have nothing to lose to book now!  Follow the link on the dates to book on Delta.  To find your own prices, go to either the ITA Software Matrix or Google Flights.

The 75K For The Platinum AMEX Business Card is BACK!

Click the pic above to use my referral link, please and thank you!
If you have any questions, just email me and I'll help you use the points to score an affordable vacation!
For those of you who can justify a business, be it you're a self-proprietor or you are part of a company, you can apply for the AMEX Business Platinum card and get 75K bonus points.  There is a $499 annual fee that you could write off through your business or sell you points to more than make up the cost of the card.
You will have to spend $7K in 3 months on the card, but that isn't insurmountable...
If you would like 40K
Spending on an AMEX card is not as hard as you may think.  You can charge the following to an AMEX:
National businesses such as:

  • hardware stores
  • car rentals
  • any type of travel expense
  • groceries through (click here) Yesodei Hatorah (to credit the Lindo family towards how mich they need to spend on grocery card would be nice but YOU get them.  Either you can pick them up from the school or I've heard that for a minimum purchase, they deliver it to your home for free).
As per the AMEX website, with some comments thrown in from me, this card gives the following benefits:
  • Earn 1.25 Membership Rewards® points for every $1 in eligible purchases charged to your Card.  When sold, those points are worth around 1.22US cents per point, making the 75K bonus plus the 7K you spend on it, worth way over $1K USD.
  • Transfer your points, at no charge, to many frequent flyer and other loyalty programs including 1:1 to Aeroplan®*and British Airways Avios (though there's a 2-3 business day turnover before the points will show in your Avios account).
  • Interest-Free Days. Maximize your cash flow with up to 55 interest-free days.
  • Expense Management Reports. Quarterly and annual reporting that makes record keeping, expense tracking and tax preparation easier.
  • Access to over 1,200 lounges around the world.
  • Extras at over 825 world-class properties in the Fine Hotels & Resorts Program.
  • Priority Pass – one of the world’s largest independent airport lounge programs including membership and access as much as you would like with a valid boarding pass that day.
  • There is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your Card. Then you can pay for it with points by redeeming points for a statement credit.
  • Annual Fee $499 which may be tax deductible.
  • Supplementary Card fee $199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®.